The U.S. House of Representatives recently passed HR3962: the Affordable Health Care for America Act of 2009. The legislation is thousands of pages long, making it difficult for regular taxpayers to understand how the bill will affect them.

Tax Penalties

The new legislation is very expensive, and Congress has come up with a number of ways to pay for it. First of all, there will be a shared responsibility provision that basically forces taxpayers who cannot establish acceptable health care coverage to pay an additional 2.5% tax. There will be a hardship exception though, for taxpayers who cannot afford to pay the tax.

Payroll Penalty

In addition to a penalty on taxpayers who cannot afford coverage, the government will also assess an 8% payroll tax on businesses that do not offer health insurance to their employees. However, it is widely expected that the penalty will be reduced to 5% when the Senate revises the bill.

Millionaire Surtax

One of the largest sources of funding for the reform bill is a new surtax on individuals making more than $500,000 per year, of couples making over $1 million. In the House’s bill, beginning in 2010 all taxpayers making a qualifying amount will be subject to a massive 5.4% tax increase.

Inflation Increases

In addition to adding heft tax increases, the bill also partially repeals tax indexing for inflation. This will result in more money for the Federal government as the years go by. According to the Joint Tax Committee the surcharge is only expected to generate $30.9 billion in 2011, but nearly $70 billion in 2019.

Passage into Law?

The present version of this bill is not likely to get passed into law. Despite President Obama’s optimistic stance, some Senators are already pronouncing the bill dead on arrival. Although there has been a lot of discussion about this health care reform bill, it could be months before even a highly amended version of it becomes law. The Senate is not going to vote on the bill until at least 2010, and since they are expected to make numerous modifications it will likely need to return to the House for another vote. It could be six months from now before a health care bill goes to President Obama’s desk for a signature.

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People strive to find recipes that provide delicious and healthy food. Health-conscious people focus on preparing low-fat dishes that are delicious and easily prepared. Chicken is an excellent source of protein and at the same time low in fat. Using healthy chicken recipes will significantly lower the blood cholesterol, thereby improving your overall health and fitness level. People love this versatile meat, which can be prepared in various lip-smacking forms.

Be it a healthy chicken salad or any other chicken recipe, choosing the right chicken for your dish is very important .If you opt for the cheap battery-reared chicken, you will get a greasy and stringy dish with a flat taste. These chickens are fed on a high-calorie diet that gives them a lot of fat but no muscle. On the other hand, choosing an organic chicken will give you firm and full-flavored meat. Organic birds are raised on a better diet and roam free under better and more humane conditions. This chicken will obviously cost more but will give you better taste and quality.

To further decrease the level of fat, you can trim off some areas, especially on the thighs, and enjoy a healthier meal. You should never leave raw chicken at room temperature. To prevent contamination, always wash chicken with cold water. Store it in the coldest part of the refrigerator and use within two days. Similarly, cooked chicken shouldnt be left out for more than two hours. Frozen chicken can easily sit in your freezer for one year without any harm.

A little creativity in your kitchen can whip up new low-fat and healthy chicken recipes for your entire family. If you cannot find a particular ingredient, try replacing it with some substitute and see the all-new dish prepared exclusively by you. While preparing food, follow basic safety rules and avoid accidents in your kitchen. This will ensure you safely prepare tasty meals for everyday consumption focused towards a healthy and long life.

Healthy weight loss for teens is something that overweight teenagers must obtain. The weight loss starts with teenagers truly need to lose weight and want to lose weight. Teenagers should picture how great they will look once they have lose weight.

For teens to lose weight they need to create a healthy lifestyle. How do they create this life style? Well, they do this simply by consuming healthy foods and totally avoid junk foods.

Here are the 6 healthy weight loss for teens tips that teenagers should follow:

1. Eat at an interval of 3 hours. By doing so, you will prevent yourself from getting extremely hungry, which you will cause you to eat more later on. Bear in mind that eating smaller meals and more regularly is one great way to increase your metabolism which in turn, will make your body burn more fat.

2. Drink a lot of water every day. The quantity you should drink is 8 glasses of 8 oz glass daily. The downside of drinking a lot of water is only the frequent visit to the toilet. However, the benefits are aplenty. Among them is increased in metabolism which helps in burning more fat.

3. Prevent yourself from eating sweets no matter what. This is an excellent tip for healthy weight loss for teens since there are many teens who cannot help it. Sweets or sugar will make teenagers fatter simply because if sugar is not burnt off immediately it will be turned into fat.

4. Begin eating healthier foods such as Cheerios but minus the sugar. Consume more vegetables and fruits. These type of foods will assist you to stay full so that you dont feel like eating additional food.

5. Do not starve yourself. By starving yourself, you will gain more weight because once you start eating you will eat a lot. Your body will also slow down its metabolism when you start to starve yourself.

6. Despite the fact that diet is important to make you lose weight, let us not forget that another excellent and important thing to do, if you want to lose weight is exercise. Teenagers should be more active. You should walk, jog, cycle and do more exercise regularly.

Follow these 6 healthy weight loss for teens tips and see yourself lose weight in just weeks.

Recovering from a sickness or injury can be a traumatic time for both the affected person and the individual’s family. That pressure is increased when serious sickness or impairment is involved. So we need to take good care for them, if want them to remain in well. Home health care service is one of the most popular health care services aimed to work in this situation.
Home Health Care is usually for the seniors inhabitants who may be having issues with bathing or housekeeping. Home health may also be used if the affected person is at danger for falling when they are staying unwatched. This choice is much less costly than the other health care system and your family member will be able to stay in the peace of their own house for as long as they wish.

Benefits of Home Health Care Services
Whether people themselves have selected not to get confessed in a medical service or their parents want them to be handled at house, this health system is a perfect solution that can confirm to be affordable as well. There are also many benefits of this health care system such as:
This care system gives the psychological freedom to the seniors which contribute to their overall well-being.
In home health agents can change their care plan catering to the needs of the elders. They ensure the proper health care for them.
This care system is often less expensive than care in nursing homes or hospital and patients receive more attention and proper care from the home health caregiver.
Regardless of what kind of requirements people will have, they just need to talk with a well-known home health care organization and their needs will be fulfilled.
People of any age and being affected by any situation that has triggered them to be bedridden, can need medical care at their home. In such situation home health caregiver helps those patients to recover from their illness as soon as possible.

How to Select the Right Home Health Caregiver or Agency

Home health care organizations or service provider do play a big part in all of this. They are the ones who resource and team themselves with the right medical care experts that patients need. This is why it also becomes very essential to select the organization smartly. You will need to get in touch with a health care agency to talk about your choices and you’ll want to have a record of the present health problems and limitations your family member is currently suffering from. When arranging with a home health care, always check the qualifications, certification and if the place has license to work in this line or not, never book a quack for your dear ones. They need attention, patience, love and proper care. All these features are inculcated in the training course of nursing staff, so be very careful when making arranging with In Home Health Care system.

Water is an incredibly important aspect in our day to day lives. It helps in purification of the body, along with supplying us the much needed hydration that is good for our bones, skin and so much more. Water can be drunk from the tap, steams, or even appliances via a filter. To get the most out of your daily water habit, you might want to look into a water ionizer. AN ionizer introduced you to the same water you’ve been drinking for years, with additional nutrients that your body needs to function properly and in a healthy way.

A water ionizer works in a variety of different ways, but most importantly, it breaks down water so it can be easily absorbed into your body. The breakdown is done chemically through a variety of alkalies. When the water is broken down, you can absorb it into your system easier, thus be more hydrated and feel great. Regular water from the tap has some impurities and water from a purifier isn’t broken down for proper absorption. An ionizer gives you the best of both worlds as you have fresh, clean water that will properly be absorbed into your system. This will aid in any dehydration your body will face.

When choosing water ionizers, you will want to take careful consideration and do your research. You will want an ionizer that is reputable, affordable, and will last over numerous uses. It is a great investment to have, so putting more money into a better model may be a great investment. Water is necessary for our everyday lives, so it will be worth it to spend a little extra. How an ionizer works is that water is fed through the ionizer through filters that will remove impurities and other non-essentials. Water will then go through what is called electrolysis. This is the combination of positive and negative electrodes that will give a very low voltage of electricity. The water is then separated into acid and alkali components. The alkaline water will be what you drink to hydrate yourself.

When deciding between an appliance with a built in water filtration system, or getting a separate ionizer for your water, you may want to carefully consider the benefits and differences. A water ionizer is better for your overall health. It can also be much easier to maintain, and will be more cost efficient in the long run. A majority of our bodies are comprised of water and we are required to drink 8 glasses of water a day. Many of us, unfortunately, do not get that much water in our systems. Do yourself a favor and give your body the best kind of water when you do drink.

Healthcare credentials matter for many professions. Sometimes it’s a matter of the school providing the right certification and membership training and sometimes a graduate must pass a professional exam. In some cases there is regular re-testing and mandatory skill upgrades.

When you think about the immense responsibility that a healthcare professional has, this makes a great deal of sense. Firstly, healthcare workers are in a position of trust. People are predisposed to believe people who work in medicine and health and see them as authority figures. Healthcare workers deal with people in a state of vulnerability, either those who don’t have all their facilities or who are immobilized or in pain, or simply in the intimacy of a patient’s home in the case of a nurse or a personal support worker. For these reasons, training from nursing through to pharmaceutical courses will also include an ethics component.

Teaching ethics isn’t just about the simple concepts of right from wrong. It’s also hard questions, for example when to notify patients about a diagnosis, who is privy to confidential patient information and what to do where the patient may have been involved in criminal activity or is a victim of abuse. Sometimes ethical questions may involve choices like whether or not to administer a treatment that could extend a patient’s life but increase suffering. This is one of the reasons why the CRNE exam is constructed using input from working nurses and will have realistic case studies as examples.

Professional accreditation also makes sure that the healthcare worker has skills that are up to date. New medical research is occurring constantly. Treatments that were used in the past may be deemed ineffective or even actively harmful, while dosages and administration methods are being carefully refined. Pharmaceutical courses are expected to be current and be structured to train students the most modern practices. Courses taught several decades ago could hardly be expected to predict the plethora of drugs that are available today. In the past, antibiotics were constantly over prescribed, but modern know-how teaches us that this can be actively harmful to collective health or even the safety of the patient.

Another trend that encourages accreditation is increasing regulation and the legal due diligence to prevent litigation. Much like a restaurant will make sure it has qualified staff with a food safety certificate, medical facilities will hire staff that can prove they have a solid background. Professional organizations help compliance with regulations and care standards. For example, there is little oversight on who may call themselves a nurse, but a registered nurse, the kind that can work semi-autonomously in providing healthcare, must pass a national CRNE exam.

Visit Academy of Applied Pharmaceutical Sciences (AAPS) Inc. for more information on credentials like a food safety certificate.

Choosing a healthcare insurance provider can be difficult with the large number of providers in the industry. With health-care costs on the rise, having some kind of health insurance is essential in today’s market. When choosing a regular healthcare insurance or supplemental health insurance, it is important to keep a few factors in mind.

Look at the Network

Most health insurance today is based on networks. Whether the plan is a normal one that provides basic coverage or one that provides Medicare supplement insurance, it is typically based on a network of providers. Before choosing a provider, it is important to review the network of medical facilities that are included. If a network is chosen that doesn’t offer the medical facilities that the consumer wants, the provider may not be the best option to consider.

Plan Options

When choosing a health insurance company, it is also important to look at the plan options that they offer. Some consumers need a health insurance plan that is compatible with a health savings account. Others need Medicare healthcare insurance that they can depend on. Not every provider offers the same options. Finding a provider that offers the correct healthcare plan is essential.

Customer Service

Another factor that needs to be considered when choosing a healthcare insurance provider is customer service. Not every healthcare provider offers the best customer service that is available. When it comes to filing claims and getting things covered when they should be covered, consumers need a company that has their best interests in mind. Otherwise, the experience of the consumer may not be as desirable as he would’ve otherwise liked.

Compare Cost

When choosing a healthcare insurance provider, it is important to consider the costs that will be involved. It is usually in the customers best interest to get quotes from multiple insurance companies at the same time. The consumer will simply have to fill out an application and provide some basic information about the family members that he wants to be included on the policy. At that point, the individual can get detailed quotes from the insurance companies. While it’s not all about price, health insurance can be very expensive. Finding an insurance company that provides premiums that a customer can actually afford are usually one of the top priorities in the search for health insurance. At that point, the consumer can make an educated decision about what policy he wants to buy. After the policy has been chosen, he can start using his insurance to save money on medical bills.

Let me explain what healthy skin in simple words. Healthy skin is smooth, soft, evenly tonedin short, beautiful! How is this logical? Let us use an analogy. Youll know when youre sick when you dont feel well, you look pale and your skin feels clammy, right? Well, just like any other form of illness, it manifests itself in irregularities in your feeling and physical appearancejust like someone with Hepatatis has a yellowish complexion. And so, unhealthy skin can be defined by its rough texture, abnormal coloration (I say abnormal because each persons tone of complexion varies), dryness and oiliness, and skin that is inappropriate for your age. For instance, youre just in your twenties and yet you have wrinkles like youre in your fourties.

So, in contrast to what an unhealthy skin is, a healthy skin is smooth, soft, evenly toned and appropriate for natural aging. It makes sense, right? And whats most important is that these external factors symbolize that your skin is functioning properly in that it protects your body from the sometimes unkind effects of the environment, prevents harmful germs and bacteria from penetrating your body, and preserves the skins natural waterproof property.

So, knowing that a beautiful skin equals a healthy skin, let me give you just one very important word of advice that is essential in keeping your skin healthy and beautiful. Regulate your skins exposure to the sun. as you all know, sunlight contains harmful, and sometimes even fatal, UV rays that causes premature skin aging and skin cancer. It is your skins number one enemy. It not only makes you sweat, which bleeds your skin of the water it needs to function normally, but too much exposure also causes the appearance of wrinkles, age spots, and skin cancer.

So, if you want to maintain your healthy skin, use precautions when you know youre going to be exposed to the suns hot rays for a long period of time. Make it a habit to apply sunscreen before going out. And since the US is home to Caucasians who love to tan, I recommend that you use sunless tanning lotions and indoor tanningthe spray-on ones and not the ones that use tanning beds and lamps as the World Health Organization (WHO) has already labeled these tanning equipment as carcinogenic.

Lombard, Ill.Healthcare Solutions Team has been named Americas #1 Health Insurance Agency for a second straight year by Assurant Health.

The award was given to the Lombard, Illinois-based insurance agency based on the companys annual sales with Assurant Health. Overall in 2012, Healthcare Solutions Team had an annual sales volume of more than $83 million, which was a nearly 20% jump over the prior year.

Working with valued partners such as Assurant Health makes growth a realistic opportunity for our company, said Grant Born, principal at Healthcare Solutions Team. Our goal has always been to find the best health insurance coverage for families, individuals and groups while staying within their budgets. With the changes in healthcare reform, having a variety of plans to choose from has taken on even greater importance.

Its easy to succeed when given the right tools, said Joe Eichman, principal at Healthcare Solutions Team. Our agents really can find a plan for everyone.

He added that Healthcare Solutions Team is continually listening to top producers, looking for ways to help them improve their performance. The companys LeadMaster system is one such innovation that drives results.

Healthcare Solutions Teams LeadMaster is the most advanced lead and client management system the industry has ever seen, said Born. With fully integrated auto dialing, bulk texting and email functions, it has never been easier to manage and organize our clients and prospects while keeping them informed.

Eichman agreed: We have added to an already dynamic technology, which allows Healthcare Solutions Team agents to out produce any other agents in the industry.

When they excel, the whole company thrives, he continued. We nurture all of our agents so that they become true partners and our advocates in bringing consumers the best, most affordable health plans available.

Grant Born and Joe Eichman created Healthcare Solutions Team in 2007 and since then the company has grown into one of the countrys premier health and dental insurance agencies. Based in Lombard, Ill., Healthcare Solutions Team has agents across the country who provide personalized solutions and optimized plans to fit each individuals budget and needs. The companys goal is to make affordable healthcare accessible to everyone.

Assurant Health, part of Assurant (AIZ), a Fortune 500 company and a member of the S&P 500, is the brand name for a family of health insurance products focused on providing a variety of affordable plan choices to consumers. The companys portfolio of health care products includes major medical, supplemental and fixed-benefit plans for individuals, families and small employers.

In addition to being named Americas #1 Health Insurance Agency by Assurant Health for two years in a row, Healthcare Solutions Team was listed in 2012s Inc. 500|5000 and has been named Americas #1 Career Health Insurance Agency and Top Key Broker by UnitedHealthOne, as well.

For more information on Healthcare Solutions Teamincluding career opportunitiescontact Jackie at (630) 261-3000 or . Or, visit the companys website at www.HealthcareSolutionsTeam.com.

Living life to fullest can seem so unattainable with lots of habits that are detrimental to one’s health. To live life longer and better, maintaining a healthy routine is unquestionably important. Never delay yourself in engaging with the following activities that will be tackled in this article. Take action now and discover the many benefits you can get with some healthy practices.

1. Feed yourself with the essential nutrients. To start a day, eating breakfast is vital to carry on with the activities for the day. Lots of vitamins and minerals are easily absorbed by our body through eating breakfast which therefore leads to a healthy body. Eating breakfast helps to prevent gaining too much weight. We usually overeat during lunch because we starve ourselves the whole morning, making the longing for food much stronger. But if we feed ourselves right with a healthy breakfast, we can prevent overeating during lunch time. Eat breakfast on time to have enough energy for the day and control weight.

2. Exercising is essential towards achieving a healthy body. The benefits of exercising regularly are just so many. Doing household chores and walking are examples of simple exercises that can be done to keep a body healthy. Instead of taking an elevator in the morning, walking will help to get yourself moving. Being able to move your body promotes healthy bones and joints and helps you stay away from many illnesses. You can also lose or maintain weight by getting your body active.

3. Another healthy practice that needs to be done is to go out and socialize with other people. Building a connection and relationships with a group of people helps you grow more as a person and learn new things. We cannot live by ourselves only, and interacting with other people is important to one’s well being. Go to church on Sundays or join in with charity work. Joining in with group activities will enhance your social life.

Make a habit to involve yourself with these activities. You may need some will power and determination to commit yourself in practicing these healthy ways and eliminate some unhealthy practices that you are used to. Soon you will benefit from the many advantages of maintaining a healthy routine.